by Dartman on Thu May 22, 2003 1:25 pm
Well the first thing they are going to say is a Metro is a POS and they can get one in the paper for 500 bucks or something. Airbags are very spendy to replace so that might hurt you a bit. Luckily the headlight appears to be OK so theres 300 bucks worht of parts not needed.
We had a nice little 87 Hyundai 2 door automatic with a sunroof that got the side taken off. The car was in real good shape, just had the engine and struts rebuilt about 20k before and had everything you could get on one of those except air. They tried to give us 750 and said hey it's a hyundai, I can buy the same car for 350. I asked him if it had a rebuilt engine, 2 doors, a sunroof, the alloy wheels etc, he say's I don't know, I said then we aren't talking about the exact same car. It was my Mom's car before and she bought it new so it was maintaned and kept fairly nice. After going around for a month finally got 1k for it simply becuase we didn't have any more time to dick with him with out a car to get to work in.
Hopefully they wont just total it and make you go through the BS we did.
If they do get as much as possible then buy it back, it also helps to have physicaly the car in your driveway and not their tow yard. you can fix most of it yourself or have it done with the settlement. The last thing the adjuster said was options on a used car wear out and dont add value, ?!?!
I guess that means if you could get your Geo as a convertible, automatic with all the goodies or a 4 door 5 speed with peddles you'll just get the 4 door, they're all worth the same?!
Might help to get a apraiser out also to get a decent value out of it, you might even be able to get a lose of value because now it's never going to be perfect again or whatever.
We finally got a Lawyer after this because we are lucky to both be alive after the MASSIVE hit that car took, then they mess with us on the value after they're lucky thay aren't paying huge medical bills or a death payout to our family.
It took 1700 buck to replace it with as good of or slightly better car so so far we're in the hole on this, no real settlement coming yet on the lawyer side.